Auto Liability Insurance is required by law in the State of Texas.
Texas requires motorists to carry a minimum of $30,000 in bodily injury coverage per person, $60,000 in bodily injury coverage per accident and $25,000 for property damage. These limits are traditionally presented in this format: 30/60/25. Liability Insurance helps protect you and your assets if you cause an injury to others or damage the property of others with your vehicle. While minimum coverage limits vary from state to state, we strongly advice that you carry more than the minimum amounts, especially when it comes to liability for bodily injury. Ultimately, the decision of how much liability coverage to carry is up to you and selecting higher coverage amounts—typically it will only add a few dollars to your monthly bill!
Each auto insurance policy is tailored to the request of the insured. Call to get a Quote Today!
Your Home is one of your most valued investments. Protect it.
The insurance policy itself is a lengthy contract, and names what will and what will not be paid in the case of various events. Typically, claims due to flood, or war (whose definition typically includes a nuclear explosion from any source) are excluded. Special insurance can be purchased for these possibilities, including flood insurance. Insurance must be updated to the present and existing value at whatever inflation up or down, and an appraisal paid by the insurance company will be added on to the policy premium.
Anyone with an insurable interest in the property should be listed on the policy.
Our Home owners insurance quotes are very competitive! Call for a Quote Today!
Homeowners insurance does not cover losses due to a flood. This is a separate policy and can be purchased any time. If you are in a non flood zone, the average premium for a 12 month flood insurance policy is from $264 - $355. Flood insurance is vital in protecting your home and personal property from losses due to a flood. There is a standard 30 day wait on the policy so do not wait until it is too late.
If you are a tenant and would like to cover your personal property in case of a loss, consider Renters Insurance. This coverage can protect your personal belongings from a fire or theft. Discuss the covered perils with your agent.
A commercial General Liability Policy offers broad coverage that includes liability exposures of a business, product liability, completed operations, premises and operations of independent contractors and business owners.
Commercial General Liability Programs include:
Our superior service and competitive rates attract – and retain – more insureds who recognize the value of shopping with a local independent agent.
We have top rated carriers and can insure all Commercial Vehicles and Trailers. We can tailor your policy to include any of the following coverages: Liability coverage available up to $1 million CSL, Physical Damage Coverage, Cargo Coverage, Non-Trucking Liability, Uninsured Motorist, PIP, Medical Payments. Speak to any of our qualified agents for a quick quote on your commercial auto insurance.
The TXDOT requires Commercial Auto Insurance, we make it affordable!
An RV is like a house on wheels.
RV insurance can protect your investment from top to bottom.
With RV insurance, you can select all sorts of coverage, including Vacation Liability, Full Timer’s, Emergency Expense and more.
Your RV insurance policy offers protection for your traveling companions and your valuables when you’re on a trip.
Just like auto insurance, we make boat insurance easy!
A boat insurance policy comes with plenty of options for specialized coverage, such as Roadside Assistance, On-Water Towing, and more.
Spending some time shopping for boat insurance can help you choose the right boat insurance for your needs. With so many boat insurance companies to choose from, our goal is to provide you with all the information you need to make the right decision.
We insure all kinds of boats and PWCs, including pontoons, sailboats, house boats, fishing boats and much, much more. Get a boat insurance quote today and receive the coverage you need!
Umbrella insurance refers to a liability insurance policy that protects the assets and future income of the policyholder above and beyond the standard limits set on their primary policies.
Typically, an umbrella policy is pure liability coverage over and above the coverage afforded by the regular policy, and is sold in increments of one million dollars. The term "umbrella" is used because it covers liability claims from all policies underneath it, such as autos and homeowners policies. Umbrella insurance provides broad insurance beyond traditional home and auto. It provides additional liability coverage above the limits of your homeowner's, auto, and boat insurance policies. It can also provide coverage for claims that may be excluded by the primary policies often including, but not limited to false arrest, libel or slander.
Wedding Insurance is exactly what it sounds like – an insurance policy that covers your wedding and financially protects you against misfortune and mishap. Wedding Insurance policies are relatively inexpensive and can help you have peace of mind.
Wedding insurance typically covers the following, however you will need to tailor your policy: